Calculating your retirement benefits is just one piece of the Big Decision. Experts say you should ask yourself, "What makes you happy?" and, "What do you want to do with your time?" Listen to these golden gems of advice from Mary Lou McNabb, a master gardener in Huntsville, Alabama...

Lend me your ear! To listen to the 2-minute interview you have two choices: Subscribe to my podcast feed (so you can open the attachment below) or simply download/listen here to the mp3.

Resources mentioned in the interview:
The Social Security Administration website: www.ssa.org